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How does it work?

To start saving money, download the Money@Need app on your smartphone, sign up and create your first money-circle. 

Create a money-circle

Name it, define at which frequency you want to save how much money with how many friends.  Define the target starting date and how you want to transfer the money between your trusted friends. Finally you have to choose which payment order should be applied to your money-circle.

Invite your friends

Invite your trusted friends to join the money-circle you created. You can invite as many people as you want. Only people whose application request has been accepted by you will become members of the money-circle.

Please note that Money@Need brings you only together but it is not responsible, if a member refuses to pay a rate.

Start saving

When the number of participants has been reached, start the money-circle. The money-circle ends when you and every member of the money-circle get once the target amount.